Investing 400,000 and 10,000 per month

I have made a one time investment in following funds:

  1. Avanza Global = 100K
  2. DNB Global Index = 100K
  3. Länsförsäkringar Global Index = 100K
  4. Länsförsäkringar USA Index = 100K

I then plan to invest 2500 in each of the above funds every month for a time horizon of 20 years. Does this look OK?

1 gillning

The funds overlap a bit, but nothing wrong with that. All of them are good, affordable and well diversified funds.

:blush:

Thanks, any other fund you would recommend? Do you think was a good idea to invest 100K in one shot in each of them?

1 gillning

Most of the funds that are simular to your choices have a simular spread, so no need to add more options.

With your time frame of 20 years of investing, it is a good idea to put the money to work as soon as possible. Even if it can feel scary.

It is also good to consider your own sleep well factors, so you can feel ok even during bumpy times on the stock market. A good emergency fund and the right risk level for you can help with that.

At least that helps me. :blush:

3 gillningar

You have probably like 90% overlap in all four funds. You could replace all 4 funds with just DNB Global Indeks and get the same thing.

If you want to diversifie I would rather choose an small cap-fund like Handelsbanken Gl Småbolag Ind Cri A1 Sek and/or Plus småbolag/mikrobolag Sverige index.

I would also choose an Emerging Markets fund to cover the whole market. Ex Avanza Emerging Markets.

Something like 70-80% Dnb global indeks, 10-15% Small Cap, 10-15% Emering markets. That way you would get a very broad and cheap, market cap portfolio.

2 gillningar