Questions about your recent lecture

Hi! Sorry to take this in English. I was present at the lecture you gave for Göta Studentkår the other day, and although I (think I) understood most, I’m still not entirely sure, and I would love to learn more. What exactly did you mean with 40-40-40? And should I, a student who is currently unemployed with about €10k in savings, start investing? Perhaps you cannot answer the last question, but it’s been on my mind a lot. If you have some tips you could share, that would be most welcome! Best regards, Ruben

I think Jan meant: 40 hours work / week for 40 years gives you 40 % of the salary in pension.

Hej Ruben!

Looking at your name I suspect you to be Dutch (or Belgian?). :stuck_out_tongue: Like me. If you like I could give you a quick introduction on the concepts and ideas Jan has written extensively about on this blogg. That will make it easier for you to understand what more you want to learn from all the swedish articles on this forum.

Just to be clear. I wont be giving you straight advice, nor will I take over Jans role. But I would more than happily explain to you what this is all about in Dutch. Just the idea that you at your age are thinking about investing and have your financial future in mind is already commendable! :wink:

With a bit more understanding you’ll probably be able to make wiser personal finance decisions that also fit your own preferences, lifestyle and short- and longterm goals. And probably as a bonus even give you some guiding on the things (and money) that lately have been on your mind. :wink:


Not sure if you can see my previous comments on this. They don’t seem to have registered. Anyway, thank you so much for your comment! I would love to correspond more and hear about your tips and vision. You can reach me at r(dot)e(dot)dieleman(at)gmail(dot)com. And yep, you’re right with your guess :slight_smile: